Posts Tagged ‘financial’

DepositA deposit is a financial operation which is usually carried out by a particular financial institution, such as a bank. This type of activity is to deposit, as the spoils word says, a certain amount of money by which the financial institution with which we have reached agreement, be responsible for it.

Previously, the deposit contract. This contract serves as an agreement or agreement between the lender and the customer. Normally in the clauses are usually set concerning the interest rate that is given to the customer.

This type of financial activity has the advantage of receiving a certain amount of money by the depositor.

When we hire a deposit, we must take into account the amount of which we have our investment, because the fact of wanting to take money out of our deposit in a different time limit stipulated in the contract with the entity, we risk that we penalize. This type of penalty that we pay, is determined in advance. Read the rest of this entry »

Financial planning in times of crisis

No one plans to fail but who do not plan to fail. The financial architecture is a very important tool to contain the crisis and even more so for our development and personal growth, family and society.

Usually we manage our income only when things are going bad and unplanned, this results in severe family crisis, professional and labor that can be avoided by designing a financial plan.

The five common mistakes of those who do not plan are:
1. Given only when we are in crisis
2. Concentrating our savings in a single financial instrument
3. One person in our family to handle money
4. Not to diversify our investments
5. Do not consult specialists in Financial Planning

Another important aspect is the lack of foresight, not to project medium and long term. Surely for most of our readers the most important thing is the “family” but are assured of the car or the house and not one’s life because being alive is what allows us to purchase goods and services.

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